Welcome
As the Income Protection Professionals we’re on hand to support you with our expert knowledge and personal service. Here you will find everything you need to recommend our income protection contracts to your clients.
What Do We Offer?
Select one of our products below to find out more.
My Earnings Protected
- Choice of claim period - Long-term or Short-term (2 years)
- Own Occupation Cover
- No premium loading for occupation, smoking or hazardous pursuits1
- Guaranteed Premiums with a choice of Level or Annual Escalating2
- Optional Severe Injury Cover, protecting against specific injuries from Day One
- Wide range of deferred periods available, including split deferred
- Cover up to 65% of earnings
Income Assured Enhanced*
- Own Occupation cover
- No premium loading for occupation, smoking or hazardous pursuits1
- Guaranteed Premiums2
- Benefit payable from 1, 4, 8, 13, 26 or 52 weeks
- Cover up to 60% of earnings
- Guaranteed Insurability Options
- Option to build a capital sum and share in Society’s profits
Please Note: You must be regulated for investment business (CF30) by the Financial Conduct Authority in order to advise on Income Assured Enhanced
My Extra Benefits
Our range of enhancements that your clients can add on to their income protection contracts.
Fracture & Hospitalisation Benefit costs £6 per month - and Immediate Death Benefit costs £5 per month.
Blogs
"The biggest difference isn’t in the policy, it’s in the support that comes with it"
Watch how we protect your clients' everydayWho Can Support You?
Adviser Services
Our Adviser Services Team can assist with any product, agency, or commission enquiries.
Member Services
Our Member Services Team can help with any existing contract enquiries, including amendments to existing contracts.
Sales & Marketing
Our Sales & Marketing Teams can support with growing your income protection business.
For BDM Relationship Support, please email sales@cirencester-friendly.co.uk
Claims
Our Claims Team can assist with all Claims related enquiries.
Email us: claims@cirencester-friendly.co.uk
Underwriting
Our Underwriting Team are on hand for any pre-sale medical enquiries
Our Underwriting Guide covers the most common medical conditions, view our Underwriting Guide.
Email us: underwriting@cirencester-friendly.co.uk
Additional Support
Some Members need extra help from time to time. If you have a client with any additional needs, whether it’s a permanent or a temporary situation, please click below.
Consumer Duty
In accordance with the requirements of the Consumer Duty, a review has been carried out on our closed book income protection products, Health & Wealth, Income Assured Plus and My Earnings Insurance.
We have not identified any aspects of the products which prevents the Society from complying with its cross-cutting obligations, in relation to those Members who hold any of these products.
We're here to help
Call us
0800 587 5098