My Extra Benefits – our latest range of enhancements that new and existing Members can add on to their income protection contracts.

My Extra Benefits includes different options for your clients. For £9 a month they can take out Fracture & Hospitalisation Benefit and Working Life Death Benefit as a package. Alternatively, Fracture & Hospitalisation Benefit costs £4 per month – and Working Life Death Benefit costs £5 a month.

New ways to keep your clients protected

Fracture Benefit

Our Fracture Benefit provides a £1,000 lump sum if your client suffers a fracture of one of the named bones included in the cover – and is paid regardless of any income protection benefit received. This benefit is subject to one claim in any 12-month period and limited to one claim per accident/incident.

Hospitalisation Benefit

After three consecutive nights in a UK hospital, we will provide Hospitalisation Benefit of £50 per night, backdated to the first night’s stay – regardless of any income protection benefit received. This is limited to 21 nights in any 12-month period.

Working Life Death Benefit

Our Working Life Death Benefit is designed to bolster income protection and life insurance policies. In the event of death during working life, we will pay a lump sum of £5,000. This cover will cease on your client’s 70th birthday.

Download the Key Facts Document

Download Existing Member Application Form

Download Addendum Form for New Members