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Income Assured Enhanced

Take your clients further with Income Assured Enhanced

  • Improved definition of incapacity
  • Guaranteed premiums
  • Extended Retirement Age
  • Introduction of Guaranteed Insurability Options
  • Premium discounts
  • Fewer standard policy exclusions
  • Terminal Illness Benefit
  • Improved Relapse benefit
  • Switching facility for existing Income Assured Plus Members

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Can my client apply for Income Assured Enhanced?
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Your client can apply for Income Assured Enhanced if....

They are atleast 16 years old but have not yet reached the age of 60
They live in the UK with no immediate intention to live or work permanently abroad
They are currently registered with a UK GP continuously for the last 3 years
They are currently working (if you client is not a bona fide houseperson).
They are employed or self-employed earning more than £4,550 per year or performing the functions of a bona fide houseperson1
Their earnings are taxable in the UK (or would if they were not a bona fide houseperson).

Their occupation is not one of the following listed below:

  • Armed Forces
  • Casual Worker
  • Foster Carer
  • Pilot
  • Professional Sportsperson
  • Seasonal Worker
  • Stuntman/woman
  • Supply Teacher

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*Please Note: You must be regulated for investment business (CF30) by the Financial Conduct Authority in order to advise on Income Assured Enhanced