About Us

A warm welcome

With over 135 years’ experience providing income protection and support, we understand peace of mind matters when it comes to what’s in your pocket.

Being a mutual business means we’re Member-owned and have no shareholders to pay – so every decision is made for people just like you. Adding value to your income protection contract is what matters most to us. With no shareholders, we are able to reinvest back into the business to improve our products and services.

We’re committed to providing the best service possible. Over the years, we’ve won numerous industry awards, and we aim to win many more in the future.

As well as providing award-winning income protection contracts, clarity and transparency is important, that’s why every year we publish clear claim statistics. These figures detail why claims were and were not paid – you can find the latest set here.