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My Extra Benefits – our latest range of enhancements that new and existing Members can add on to their income protection contracts.

My Extra Benefits includes different options for your clients. For £9 a month they can take out Fracture & Hospitalisation Benefit and Immediate Death Benefit as a package. Alternatively, Fracture & Hospitalisation Benefit costs £4 per month – and Immediate Death Benefit costs £5 a month.

New ways to keep your clients protected

Fracture Benefit

Our Fracture Benefit provides a £1,500 lump sum if your client suffers a fracture of one of the named bones included in the cover – and is paid regardless of any income protection benefit received. This benefit is subject to one claim in any 12-month period and limited to one claim per accident/incident.

Hospitalisation Benefit

After three consecutive nights in a UK hospital, we will provide Hospitalisation Benefit of £50 per night, backdated to the first night’s stay – regardless of any income protection benefit received. This is limited to 21 nights in any 12-month period.

Immediate Death Benefit

Our Immediate Death Benefit is designed to bolster income protection and life insurance policies. In the event of death during working life, we will pay a lump sum of £7,500. This cover will cease on your client’s 70th birthday.

Download the Key Facts Document

Download Existing Member Application Form

Download Addendum Form for New Members