Cirencester Friendly adds Coronavirus Exclusion to new business applications

16 March 2020 - Cirencester Friendly, the Income Protection specialist has confirmed all new applications requiring an 8 week deferred period or less, will have a standard exclusion applied for any condition or disorder relating to Coronavirus (Covid-19) as well as other respiratory tract infections, including influenza.  The exclusion applies from close of business Friday 13th March 2020 and will also cover any amendments to existing contracts. This exclusion will be subject to ongoing reviews.

Shirley Fell, Operations Director commented: “The decision to apply an exclusion to our short deferred periods allows us to protect our existing Members, both now and for the future.  As a mutual we are here for our Members, especially during such unprecedented times such as this.  We will continue to monitor and review the situation as it evolves, taking into account advice from Public Health England and our Chief Medical Officer”.

To keep up to date with our current claim stance please visit